Are you a credit card user or are you a credit card abuser? Do you max out all your credit cards only to find yourself struggling to make the monthly credit card payments?

Don’t be a plastic abuser. Make sure and try to only use your credit card when you can pay it off monthly. If you can’t handle having a credit card and paying it off monthly then cut that credit card up! Save yourself don’t be a credit card abuser.

If you can handle a credit card and pay it off monthly then having a credit card can be a good thing. Be careful with credit cards, they can ruin your life.

Good credit can be a good thing if you can manage yourself. Be careful with credit you will be glad that you did.